Last Updated: May 17, 2025
Table of Contents
1. Who We Are
[Techploys] (“we,” “our”) is an independent financial education platform providing loan-related information. We use AI-assisted tools to research and deliver content, but we are not a lender or financial advisor.
2. Information We Collect
a) Data You Provide
- Contact form submissions (name, email, loan questions)
- Topic requests or content suggestions
- Newsletter sign-ups
b) Automated Collection
- Usage Data: Pages visited, time spent (via anonymized Google Analytics)
- Cookies: Session cookies for basic functionality (no ad tracking)
c) AI Processing
- Queries analyzed by AI to improve responses
- Aggregated, anonymized data to identify trending loan topics
3. How We Use Your Data
| Purpose | Legal Basis |
|---|---|
| Respond to your loan questions | Legitimate interest |
| Improve content based on requests | Consent |
| Prevent spam/abuse | Legal obligation |
| Anonymized trend analysis | Legitimate interest |
4. Data Sharing
We do not sell or share personal data with:
- Lenders or financial institutions
- Third-party advertisers
Limited exceptions:
- Trusted processors (e.g., email service providers) under strict confidentiality
- Legal requirements (court orders)
5. Your Rights
✅ Access: Request a copy of your data
✅ Correct: Update inaccurate information
✅ Delete: Ask us to erase your data
✅ Opt-out: Unsubscribe from communications
To exercise these rights:
Email [email protected] with “Privacy Request” in the subject.
6. AI & Data Transparency
- AI Training: User queries help train our systems to better answer loan questions, but all data is anonymized.
- Human Review: Sensitive queries may be reviewed by our team to ensure accuracy.
7. Security Measures
- SSL encryption on all pages
- Regular security audits
- Limited data retention (queries deleted after [X] months)
8. Changes to This Policy
We’ll notify users of material changes via:
- Site banners for 30 days
- Email alerts (for subscribers)